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212-277-6527 · info@everestbluecapital.com
NMLS #2536759

Loan programs

Loan Programs.

Seven programs for residential investment property. Choose one to see its published terms.

Long-term rental program

DSCR Prime 30-year mortgage.

For investment property, with loan amounts from $100,000 to $4 million, qualified on the property’s rental income.

Key termsAs published

Loan amount
$100K – $4M
Max LTV
80%
Min credit score
640
Min DSCR
None

Leverage

  • Loan-to-valueUp to 80%

Full terms

Loan purpose
  • Purchase
  • Rate/term refinance
  • Cash-out refinance
Loan term
  • 30-year fixed rate
  • 5/6 ARM
Loan amount
$100,000 up to $4 million
Loan-to-value (LTV)
Up to 80%
Minimum credit score
640
Minimum DSCR
None — no-ratio allowed
Property type
Non-owner occupied
Eligible property types
  • Single-family residence (SFR)
  • 2 to 4 unit properties
  • PUDs
  • Warrantable condos
  • Non-warrantable condos
  • Townhouses
Eligible borrowers
  • U.S. citizens and permanent resident aliens
  • Non-permanent resident aliens
  • LLCs
Key features
  • Designed for investment properties.
  • Larger loan sizes — up to $4 million.
  • Credit scores accepted from 640.
  • Adjustable and fixed-rate loans.
  • Simplified, no-income verification process.
  • Default lock period: 30 days; rates are floating until locked.

All loans are subject to underwriting approval. Programs, rates and terms are subject to change without notice. Nothing on this page is a loan approval or a commitment to lend.