Foreign National Loan Program – Everest Blue Capital

Foreign Nation Program

Designed for non-U.S. citizens investing in U.S. real estate. We utilize creative structures to align interests with our partners.

Loan Terms & LTV

  • Purchase: Max 75% LTV
  • Rate/Term Refinance: Max 65% LTV
  • Cash-Out Refinance: Max 65% LTV
  • Interest Rate: Contact us for pricing

Simplified Requirements

  • No foreign or domestic credit needed
  • No U.S. credit score needed
  • No proof of foreign home ownership needed
  • No reference letters or management experience needed

Assets & Reserves

  • Down payment and closing costs must be in a U.S. based account prior to closing.
  • Assets and reserves may remain in a foreign account.
  • 6 Month reserves are required.

Eligible Properties

Must cover over 0.80 DSCR. Eligible types include:

  • 1-4 Unit Properties
  • Condos & Townhouses
  • PUDs (Planned Unit Developments)